**Terms and Conditions for Nick Lloyd Medium**

**1. Introduction**
Welcome to Nick Lloyd Medium. By booking a session with us, you agree to comply with and be bound by the following terms and conditions of service. Please review them carefully.

**2. Services Offered**
Nick Lloyd Medium provides psychic and mediumship readings to clients for entertainment, personal insight, and spiritual guidance purposes only. Our services do not replace professional medical, legal, or financial advice.

**3. Eligibility**
Clients must be 18 years of age or older to book a reading. By booking a session, you confirm that you meet this age requirement.

**4. Booking and Cancellation**
- Bookings must be made through the official Nick Lloyd Medium website or authorized platforms.
- To secure your appointment, full payment is required at the time of booking.
- Clients can cancel or reschedule their appointment up to 48 hours before the scheduled session without incurring any charges. Cancellations or requests to reschedule made within 48 hours of the appointment time will not be eligible for a refund.

**5. Refund Policy**
All sales are final. Refunds are not offered once a reading has been completed. If Nick Lloyd Medium must cancel a session due to unforeseen circumstances, a full refund or the option to reschedule will be provided.

**6. Medium's Right to Reschedule**
Nick Lloyd Medium reserves the right to reschedule appointments due to unforeseen circumstances. In such cases, clients will be notified as soon as possible and offered the option to reschedule or receive a full refund.

**7. Confidentiality**
Nick Lloyd Medium is committed to maintaining the confidentiality of all clients. Details of your reading will not be shared with third parties without your explicit consent.

**8. Limitation of Liability**
Nick Lloyd Medium will not be liable for any decisions made by clients based on the guidance provided during readings. Clients are fully responsible for their own decisions and actions.

**9. Intellectual Property**
Content provided during readings, including but not limited to, written reports, audio or video recordings, and digital content, is the intellectual property of Nick Lloyd Medium and is provided for personal use only. Reproduction, distribution, or commercial use is strictly prohibited without prior written consent from Nick Lloyd Medium.

**10. Amendments to Terms and Conditions**
Nick Lloyd Medium reserves the right to amend these terms and conditions at any time. The latest version will always be posted on our website. Continued use of our services after any amendments constitutes acceptance of the new terms.

**11. Governing Law**
These terms and conditions are governed by the laws of the United Kingdom. Any disputes arising under these terms will be subject to the exclusive jurisdiction of the courts of the United Kingdom.

**Contact Information**
For any questions or concerns regarding these terms and conditions, please contact us via the contact page.

By booking a session with Nick Lloyd Medium, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.
Nick Lloyd Medium